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How to lose more money at investing

This month we’re going to look at how fixating on the wrong things can help you to lose money. Fixating on the short term makes investors prone to forgetting the bigger picture and making unwise investment decisions. With round the clock news and 24 hour trading it’s...

Upsizing in retirement

Many people expect to downsize to help fund their retirement. This is often a reason they give for not needing to put money into a pension. However, in twenty years, I’ve only known two pensioners to downsize and release enough money to substantially improve their...

Taxation without legislation

Over the past ten years 31% of your savings have been stolen. Hopefully you’ve earned some kind of return on your money to soften that deduction and if you’ve taken some wise investment decisions you may have made it all back and even have made a profit. How has this...

But it has a 5 star review

“Mini-bond” provider London Capital & Finance (LC&F) has recently gone into administration with the 14,000 people who invested money in the company expected to lose 80% of their capital. At the time of writing the company still had a 4.8 star rating on review...

Should you trust internet forums

I was recently sent a link to a thread on a well-known Internet forum aimed at mums, where the poster was asking for advice on what to do with an unexpected £250,000 inheritance. The willingness of people to offer advice with so little information on the individual’s...

Spring clean your finances

Its spring cleaning time…With the smell of daffodils in the air you may be turning your thoughts to spring cleaning, which whilst not the most pleasant of tasks, sets up our household for the year. However, as a financial planner with a dislike of dusting, sweeping,...