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Life Insurance – Do you really need it?

People are sometimes confused as to whether they need life insurances and often even more confused as to how much cover is required. So, what’s the simple answer? In truth, there isn’t one! For example, there is a common misconception, that if you have a mortgage you...

Return Free Risk

It has been a few weeks now since the Bank of England cut the base rate to a record low 0.1%. This lower rate has already filtered through to saving accounts rates and to a lesser extent mortgage rates. The rate at which you can lend money to the Government by buying...

What’s the point in investing in shares?

After a stock market crash it’s easy to forget why anyone would invest in shares in the first place. When you buy shares in a company you become a shareholder. As an ordinary shareholder you are entitled to; a share of the distributed profits, this is known as the...

What can I say?

We have seen the near complete shutdown of society as we know it. Words such as self-isolation, lockdown, shielding and furlough have all seen their usage increased and in some cases their connotations changed irrevocably. Many of us who are used to the hustle and...

How to lose all your money at investing

There is a very easy way to lose all your money when investing – getting scammed. There are a few steps you can take to make yourself more susceptible to scams. Taking advantage of investment offers is an easy way to give away your savings. The reality is that...

How to lose more money at investing

This month we’re going to look at how fixating on the wrong things can help you to lose money. Fixating on the short term makes investors prone to forgetting the bigger picture and making unwise investment decisions. With round the clock news and 24 hour trading it’s...