01903 821010

Unwrapping the year!

It’s fair to say, you could have sat a thousand analysts in a room at the beginning of the year and it’s unlikely anyone would have predicted what was in store for 2020.It’s normally at this point every year where I reflect on the past 12 months and look at what’s led...

Life Insurance – Do you really need it?

People are sometimes confused as to whether they need life insurances and often even more confused as to how much cover is required. So, what’s the simple answer? In truth, there isn’t one! For example, there is a common misconception, that if you have a mortgage you...

Return Free Risk

It has been a few weeks now since the Bank of England cut the base rate to a record low 0.1%. This lower rate has already filtered through to saving accounts rates and to a lesser extent mortgage rates. The rate at which you can lend money to the Government by buying...

What’s the point in investing in shares?

After a stock market crash it’s easy to forget why anyone would invest in shares in the first place. When you buy shares in a company you become a shareholder. As an ordinary shareholder you are entitled to; a share of the distributed profits, this is known as the...

What can I say?

We have seen the near complete shutdown of society as we know it. Words such as self-isolation, lockdown, shielding and furlough have all seen their usage increased and in some cases their connotations changed irrevocably. Many of us who are used to the hustle and...