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Advice or Guidance

The new pension’s freedom rules effectively allow anyone over the age of 55 unrestricted access to their accumulated pension funds including the option to withdraw it all as a single lump sum. With this in mind some may question whether there is still a need for...

Economic Review – June 2018

Inside this issue: MPC vote boosts prospect of August rate hike Government borrowing continues to fall Markets Earnings growth remains sluggish Royal wedding and sunshine boost retail sales View or download the June review...

Is Equity release a solution?

I often meet people who consider their home to be a key part of their retirement planning, usually by downsizing. The reality is, in the past fifteen years dealing with clients approaching or passing retirement I can only think of one who has downsized, realising a...

The importance of regular reviews

Often, a client will contact me with a specific question; what is the most tax efficient way to invest my capital? Will my assets be protected if I die? What would the tax implications be if I draw a lump sum from my pension? Sometimes these questions are prompted by...

Don’t take chances with your money

From Emma Wells at our sister company, Nsure Estate Planning Services. Nsure Estate Planning Services are the only will writing company in Worthing who are members of The Institute of Professional Willwriters (IPW).  This means that we are the only will writing...

Workplace Pensions

The roll out of “Auto-Enrolment” has been a huge success with 9 million people saving for their retirement for the first time. Before the programme it was estimated 20-30% would opt out, in fact only 9% have. This good pension news has hardly been reported with recent...