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What can I say?

We have seen the near complete shutdown of society as we know it. Words such as self-isolation, lockdown, shielding and furlough have all seen their usage increased and in some cases their connotations changed irrevocably. Many of us who are used to the hustle and...

How to lose all your money at investing

There is a very easy way to lose all your money when investing – getting scammed. There are a few steps you can take to make yourself more susceptible to scams. Taking advantage of investment offers is an easy way to give away your savings. The reality is that...

How to lose more money at investing

This month we’re going to look at how fixating on the wrong things can help you to lose money. Fixating on the short term makes investors prone to forgetting the bigger picture and making unwise investment decisions. With round the clock news and 24 hour trading it’s...

Upsizing in retirement

Many people expect to downsize to help fund their retirement. This is often a reason they give for not needing to put money into a pension. However, in twenty years, I’ve only known two pensioners to downsize and release enough money to substantially improve their...

Taxation without legislation

Over the past ten years 31% of your savings have been stolen. Hopefully you’ve earned some kind of return on your money to soften that deduction and if you’ve taken some wise investment decisions you may have made it all back and even have made a profit. How has this...

But it has a 5 star review

“Mini-bond” provider London Capital & Finance (LC&F) has recently gone into administration with the 14,000 people who invested money in the company expected to lose 80% of their capital. At the time of writing the company still had a 4.8 star rating on review...